പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
കൽപ്പറ്റ | സുൽത്താൻ ബത്തേരി | മാനന്തവാടി | മേപ്പാടി | വൈത്തിരി | ലക്കിടി | പനമരം | പടിഞ്ഞാറെത്തറ | മുട്ടിൽ | പൊഴുതന | അമ്പലവയൽ | താമരശ്ശേരി
Panaya Swarnam Edukkan / Vilkan
Kalpetta | Sultan Bathery | Mananthavady | Meppadi | Vythiri | Lakkidi | Panamaram | Padinjarethara | Muttil | Pozhuthana | Ambalavayal | Thamarassery
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving plantation workers, farmers, small traders, tourism-related businesses, and semi-rural households across Kalpetta, Sultan Bathery, Mananthavady, Meppadi, Vythiri, Lakkidi, Panamaram, Padinjarethara, Muttil, Pozhuthana, Ambalavayal, and Thamarassery are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Wayanad high-range plantation and tourism belt include Muthoot Finance (Kalpetta – 04936-202580), Manappuram Finance (Sultan Bathery – 04936-220215), Muthoot FinCorp (Mananthavady – 04935-240510), and IIFL Finance (Kalpetta – 04936-203128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Meppadi, Vythiri, Panamaram, Padinjarethara, Muttil, Pozhuthana, Ambalavayal, and surrounding hill areas, supporting coffee growers, pepper and cardamom farmers, plantation workers, tourism operators, small traders, and daily wage labourers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural credit (coffee, pepper, cardamom, banana, and mixed farming), MSME finance, tourism-related business loans, housing loans, vehicle loans, and deposit schemes suited for plantation and hill-region households.
Co-operative banking institutions supporting the regional agrarian and plantation economy include:
Wayanad District Co-operative Bank – Serving Kalpetta, Sultan Bathery, Mananthavady & surrounding region (04936-202134)
Kozhikode District Co-operative Bank – Serving Thamarassery region (0495-2701470)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coffee growers, plantation workers, farmers, dairy societies, and rural SHGs for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Wayanad / Kozhikode region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Kalpetta, Sultan Bathery, Mananthavady, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and plantation and hill-region finance options across Kalpetta, Sultan Bathery, Mananthavady, Meppadi, Vythiri, Lakkidi, Panamaram, Padinjarethara, Muttil, Pozhuthana, Ambalavayal, and Thamarassery, and to contact the respective institutions directly based on their financial requirements.
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