പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
വടകര | കോഴിക്കോട് | മാഹി | തലശ്ശേരി | കൊയിലാണ്ടി | കുറ്റ്യാടി | നാദാപുരം | പേരാമ്പ്ര | കണ്ണൂർ | എടച്ചേരി | പയ്യോളി
Panaya Swarnam Edukkan / Vilkan
Vadakara | Kozhikode | Mahe | Thalassery | Koyilandy | Kuttiady | Nadapuram | Perambra | Kannur | Edacheri | Payyoli
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, plantation workers, transport operators, dairy farmers, and coastal households across Vadakara, Kozhikode, Mahe, Thalassery, Koyilandy, Kuttiady, Nadapuram, Perambra, Kannur, Edacheri, and Payyoli are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this North Malabar coastal belt include Muthoot Finance (Vadakara – 0496-2523156), Manappuram Finance (Thalassery – 0490-2327482), Muthoot FinCorp (Koyilandy – 0496-2621184), and IIFL Finance (Kozhikode – 0495-2728450).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Payyoli, Nadapuram, Kuttiady, Edacheri, Perambra, and nearby villages, supporting coconut farmers, fishermen, small retail merchants, auto-rickshaw drivers, transport workers, dairy farmers, and construction workers who often rely on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural finance (coconut, paddy, banana, and vegetable cultivation), fisheries loans, MSME finance, vehicle loans, housing loans, dairy finance, SHG-linked lending, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the agrarian and coastal economy in these regions include:
Kozhikode District Co-operative Bank – Serving Vadakara, Perambra, Kuttiady & Nadapuram region (0495-2721864)
Kannur District Co-operative Bank – Serving Thalassery & Kannur region (0497-2700325)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut farmers, fishermen groups, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, fisheries finance, dairy development loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kozhikode / Kannur region (Gold Hallmarking & Purity Testing Services) – 0495-2723250
Jewellery showrooms and bullion dealers in Vadakara, Koyilandy, Thalassery, and Kozhikode commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Vadakara, Kozhikode, Mahe, Thalassery, Koyilandy, Kuttiady, Nadapuram, Perambra, Kannur, Edacheri, and Payyoli, and to contact the respective institutions directly based on their financial requirements.
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