പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
മഞ്ചേരി | മലപ്പുറം | പെരിന്തൽമണ്ണ | പാണ്ടിക്കാട് | നിലമ്പൂർ | വണ്ടൂർ | അരീക്കോട് | തിരൂർ | കൊണ്ടോട്ടി | കോഴിക്കോട്
Panaya Swarnam Edukkan / Vilkan
Manjeri | Malappuram | Perinthalmanna | Pandikkad | Nilambur | Wandoor | Areekode | Tirur | Kondotty | Kozhikode
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving traders, plantation workers, small business owners, transport operators, and semi-urban households across Manjeri, Malappuram, Perinthalmanna, Pandikkad, Nilambur, Wandoor, Areekode, Tirur, Kondotty, and Kozhikode are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Malappuram–Nilambur–Kozhikode commercial and plantation belt include Muthoot Finance (Manjeri – 0483-2764580), Manappuram Finance (Perinthalmanna – 04933-227215), Muthoot FinCorp (Malappuram – 0483-2735510), and IIFL Finance (Kozhikode – 0495-2723128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Pandikkad, Wandoor, Nilambur, Areekode, Tirur, and surrounding areas, supporting plantation workers, timber-related businesses, small traders, transport operators, auto drivers, and daily wage labourers who often depend on short-term gold-backed credit or working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, MSME finance, vehicle loans, housing loans, agricultural credit (coconut, arecanut, banana, and mixed farming), and deposit schemes suited for traders and semi-urban households.
Co-operative banking institutions supporting the regional economy include:
Malappuram District Co-operative Bank – Serving Manjeri, Malappuram, Perinthalmanna, Nilambur, Wandoor & surrounding region (0483-2734920)
Kozhikode District Co-operative Bank – Serving Kozhikode region (0495-2701470)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by plantation workers, farmers, small traders, dairy societies, and rural SHGs for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kozhikode / Malappuram region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Manjeri, Malappuram, Perinthalmanna, Kozhikode, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and commercial and plantation belt finance options across Manjeri, Malappuram, Perinthalmanna, Pandikkad, Nilambur, Wandoor, Areekode, Tirur, Kondotty, and Kozhikode, and to contact the respective institutions directly based on their financial requirements.
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