പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
മാനന്തവാടി | കൽപ്പറ്റ | സുൽത്താൻ ബത്തേരി | തിരുനെല്ലി | പനമരം | ബോയ്സ് ടൗൺ | കാട്ടിക്കുളം | പെരിയ | കാർത്തികുളം | പുൽപ്പള്ളി | ഇരിട്ടി
Panaya Swarnam Edukkan / Vilkan
Mananthavady | Kalpetta | Sultan Bathery | Thirunelly | Panamaram | Boys Town | Kattikkulam | Periya | Kartikulam | Pulpally | Iritty
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving farmers, plantation workers, tribal communities, small traders, and rural households across Mananthavady, Kalpetta, Sultan Bathery, Thirunelly, Panamaram, Boys Town, Kattikkulam, Periya, Kartikulam, Pulpally, and Iritty are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Wayanad–forest fringe and inter-district rural belt include Muthoot Finance (Mananthavady – 04935-240580), Manappuram Finance (Sultan Bathery – 04936-220215), Muthoot FinCorp (Kalpetta – 04936-203510), and IIFL Finance (Kalpetta – 04936-203128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Thirunelly, Kattikkulam, Kartikulam, Panamaram, Pulpally, and surrounding forest and plantation areas, supporting tribal communities, small farmers, coffee growers, pepper cultivators, plantation workers, and daily wage labourers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural credit (coffee, pepper, cardamom, banana, and mixed farming), MSME finance, housing loans, vehicle loans, and deposit schemes suited for plantation and rural households.
Co-operative banking institutions supporting the regional agrarian and tribal economy include:
Wayanad District Co-operative Bank – Serving Mananthavady, Kalpetta, Sultan Bathery, Panamaram & surrounding region (04936-202134)
Kannur District Co-operative Bank – Serving Iritty region (0497-2701540)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by tribal farmers, plantation workers, dairy societies, rural SHGs, and small enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Wayanad / Kannur region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Mananthavady, Kalpetta, Sultan Bathery, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and plantation and forest-region finance options across Mananthavady, Kalpetta, Sultan Bathery, Thirunelly, Panamaram, Boys Town, Kattikkulam, Periya, Kartikulam, Pulpally, and Iritty, and to contact the respective institutions directly based on their financial requirements.
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