പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
കായംകുളം | പുന്നപ്ര | ഓച്ചിറ | പെരുമ്പളം | നീണ്ടകര | കുറ്റിക്കാട്ടൂർ | തൃക്കരുവ | അയിരൂർ | പണയിൽകടവ് | കോട്ടപ്പുറം | ചവറ | തോട്ടപ്പള്ളി | കുറ്റിക്കോട്
Panaya Swarnam Edukkan / Vilkan
Kayamkulam | Punnappra | Oachira | Perumpalam | Neendakara | Kuttikattur | Thrikkaruva | Ayiroor | Panayilkadavu | Kottappuram | Chavara | Thottappally | Kuttikode
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, coir workers, small traders, transport operators, and coastal households across Kayamkulam, Punnappra, Oachira, Perumpalam, Neendakara, Kuttikattur, Thrikkaruva, Ayiroor, Panayilkadavu, Kottappuram, Chavara, Thottappally, and Kuttikode are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Kayamkulam–Karunagappally–Kollam coastal belt include Muthoot Finance (Kayamkulam – 0479-2444580), Manappuram Finance (Karunagappally – 0476-2627215), Muthoot FinCorp (Karunagappally – 0476-2625510), and IIFL Finance (Kollam – 0474-2763128).
In addition, several locally operated pawn brokers, micro-finance centres, and small finance firms function across Punnappra, Oachira, Neendakara, Chavara, Thottappally, and surrounding coastal areas, supporting fishermen, coir workers, harbour-related labourers, small retail merchants, auto-rickshaw drivers, and daily wage workers who often depend on short-term gold-backed credit or emergency working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, fisheries finance, MSME loans, housing loans, vehicle loans, agricultural credit (coconut and small-scale cultivation), SHG-linked lending, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the coastal and labour-oriented economy in these regions include:
Alappuzha District Co-operative Bank – Serving Kayamkulam, Punnappra & Thottappally region (0477-2251720)
Kollam District Co-operative Bank – Serving Neendakara, Chavara & Karunagappally region (0474-2747200)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by fishermen groups, coir societies, small traders, dairy farmers, and rural SHGs for jewel loans, fisheries finance, small business loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Alappuzha / Kollam region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Kayamkulam, Karunagappally, Kollam, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and coastal finance options across Kayamkulam, Punnappra, Oachira, Perumpalam, Neendakara, Kuttikattur, Thrikkaruva, Ayiroor, Panayilkadavu, Kottappuram, Chavara, Thottappally, and Kuttikode, and to contact the respective institutions directly based on their financial requirements.
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