പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
പാറശ്ശാല | കരോട് | കുന്നത്തുകാൽ | പൂവാർ | ചെങ്കൽ | കൊല്ലയിൽ | തിരുപുറം | ധനുവച്ചപുരം | അമരവിള | പെരുമ്പഴുത്തൂർ | കുഴിത്തുറ | വിഴിഞ്ഞം | പളുകൽ | ഉദിയൻകുളങ്ങര
Panaya Swarnam Edukkan / Vilkan
Parassala | Karode | Kunnathukal | Poovar | Chenkal | Kollayil | Thirupuram | Dhanuvachapuram | Amaravila | Perumpazhuthoor | Kuzhithura | Vizhinjam | Palukal | Udiyankulangara
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, plantation workers, dairy farmers, cross-border traders, and rural households across Parassala, Karode, Kunnathukal, Poovar, Chenkal, Kollayil, Thirupuram, Dhanuvachapuram, Amaravila, Perumpazhuthoor, Kuzhithura, Vizhinjam, Palukal, and Udiyankulangara are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this southern Thiruvananthapuram–Tamil Nadu border and coastal belt include Muthoot Finance (Parassala – 0471-2202334), Manappuram Finance (Parassala – 0471-2202331), Muthoot FinCorp (Neyyattinkara – 0471-2223056), and IIFL Finance (Neyyattinkara – 0471-2229814).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Karode, Kunnathukal, Chenkal, Kollayil, Thirupuram, Dhanuvachapuram, Amaravila, Udiyankulangara, and surrounding villages, supporting fishermen, coconut farmers, small retail merchants, auto-rickshaw drivers, construction workers, and cross-border traders who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, MSME finance, fisheries loans, vehicle loans, housing loans, agricultural credit (coconut, banana, rubber, and vegetable cultivation), SHG-linked lending, and deposit schemes suited for rural and coastal households.
Co-operative banking institutions supporting the agrarian and coastal economy in these regions include:
Thiruvananthapuram District Co-operative Bank – Serving Parassala, Kunnathukal, Poovar & Vizhinjam region (0471-2471163)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut farmers, fishermen groups, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, fisheries finance, dairy development loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Thiruvananthapuram region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Parassala, Neyyattinkara, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Parassala, Karode, Kunnathukal, Poovar, Chenkal, Kollayil, Thirupuram, Dhanuvachapuram, Amaravila, Perumpazhuthoor, Kuzhithura, Vizhinjam, Palukal, and Udiyankulangara, and to contact the respective institutions directly based on their financial requirements.
–