പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
നെയ്യാറ്റിൻകര | പാറശ്ശാല | കളിയിക്കാവിള | മാർത്താണ്ഡം | കുളത്തൂർ | പൂവാർ | ബാലരാമപുരം | വിഴിഞ്ഞം | കോവളം | കാഞ്ഞിരംകുളം
Panaya Swarnam Edukkan / Vilkan
Neyyattinkara | Parassala | Kaliyikkavila | Marthandam | Kulathoor | Poovar | Balaramapuram | Vizhinjam | Kovalam | Kanjiramkulam
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, coir workers, plantation workers, transport operators, and semi-urban households across Neyyattinkara, Parassala, Kaliyikkavila, Marthandam, Kulathoor, Poovar, Balaramapuram, Vizhinjam, Kovalam, and Kanjiramkulam are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this southern Thiruvananthapuram coastal and border trade belt include Muthoot Finance (Neyyattinkara – 0471-2222450), Manappuram Finance (Parassala – 0471-2202331), Muthoot FinCorp (Balaramapuram – 0471-2403056), and IIFL Finance (Neyyattinkara – 0471-2229814).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Poovar, Vizhinjam, Kovalam, Kanjiramkulam, Kaliyikkavila, and surrounding villages, supporting fishermen, coir workers, small retail merchants, auto-rickshaw drivers, construction workers, and tourism-related service workers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, MSME finance, fisheries loans, vehicle loans, housing loans, agricultural credit (coconut, banana, rubber, and vegetable cultivation), SHG-linked lending, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the regional agrarian and coastal economy include:
Thiruvananthapuram District Co-operative Bank – Serving Neyyattinkara, Parassala, Balaramapuram & Kanjiramkulam region (0471-2471163)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut farmers, fishermen groups, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, fisheries finance, dairy development loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Thiruvananthapuram region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Neyyattinkara, Balaramapuram, and Thiruvananthapuram commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Neyyattinkara, Parassala, Kaliyikkavila, Marthandam, Kulathoor, Poovar, Balaramapuram, Vizhinjam, Kovalam, and Kanjiramkulam, and to contact the respective institutions directly based on their financial requirements.
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