പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
രാമനാട്ടുകര | കോഴിക്കോട് | ഫിറോക്ക് | കടലുണ്ടി | കൊണ്ടോട്ടി | മലപ്പുറം | പരപ്പനങ്ങാടി | തിരൂരങ്ങാടി | അരീക്കോട് | കോട്ടക്കൽ | വളാഞ്ചേരി
Panaya Swarnam Edukkan / Vilkan
Ramanattukara | Kozhikode | Feroke | Kadalundi | Kondotty | Malappuram | Parappanangadi | Tirurangadi | Areekode | Kottakkal | Valanchery
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, transport operators, Gulf-return households, plantation workers, and semi-urban families across Ramanattukara, Kozhikode, Feroke, Kadalundi, Kondotty, Malappuram, Parappanangadi, Tirurangadi, Areekode, Kottakkal, and Valanchery are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Kozhikode–Malappuram commercial and airport corridor include Muthoot Finance (Kozhikode – 0495-2725401), Manappuram Finance (Malappuram – 0483-2734105), Muthoot FinCorp (Kondotty – 0483-2715124), and IIFL Finance (Kozhikode region – 0495-2728450).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Kadalundi, Parappanangadi, Tirurangadi, Areekode, Valanchery, and surrounding areas, supporting fishermen, coconut farmers, small retail merchants, taxi operators, construction workers, dairy farmers, and Gulf-dependent households who often rely on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, MSME finance, fisheries loans, vehicle loans, housing loans, agricultural credit (coconut, paddy, and vegetable cultivation), dairy finance, SHG-linked lending, education loans, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the regional economy in these areas include:
Malappuram District Co-operative Bank – Serving Malappuram, Valanchery, Kottakkal & Tirurangadi region (0483-2736280)
Kozhikode District Co-operative Bank – Serving Kozhikode, Feroke & Ramanattukara region (0495-2721864)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by fishermen groups, coconut farmers, small traders, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, dairy development loans, fisheries finance, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kozhikode / Malappuram region (Gold Hallmarking & Purity Testing Services) – 0495-2723250
Jewellery showrooms and bullion dealers in Kozhikode, Kondotty, Kottakkal, and Malappuram town commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Ramanattukara, Kozhikode, Feroke, Kadalundi, Kondotty, Malappuram, Parappanangadi, Tirurangadi, Areekode, Kottakkal, and Valanchery, and to contact the respective institutions directly based on their financial requirements.
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