പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
കൊയിലാണ്ടി | വടകര | കോഴിക്കോട് | പേരാമ്പ്ര | ബാലുശ്ശേരി | അത്തോളി | ഉള്ളിയേരി | മെൽഡേ | പയ്യോളി | താമരശ്ശേരി | കുറ്റ്യാടി
Panaya Swarnam Edukkan / Vilkan
Koyilandy | Vadakara | Kozhikode | Perambra | Balussery | Atholy | Ulliyeri | Melday | Payyoli | Thamarassery | Kuttiady
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, plantation workers, dairy farmers, transport operators, and semi-urban households across Koyilandy, Vadakara, Kozhikode, Perambra, Balussery, Atholy, Ulliyeri, Melady, Payyoli, Thamarassery, and Kuttiady are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this northern Kozhikode coastal and midland belt include Muthoot Finance (Koyilandy – 0496-2623471), Manappuram Finance (Vadakara – 0496-2526413), Muthoot FinCorp (Perambra – 0496-2612245), and IIFL Finance (Kozhikode – 0495-2728450).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Payyoli, Melady, Atholy, Ulliyeri, Kuttiady, Balussery, and surrounding villages, supporting coconut farmers, fishermen, vegetable farmers, dairy farmers, small retail merchants, auto-rickshaw drivers, and construction workers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural finance (coconut, paddy, banana, and vegetable cultivation), fisheries loans, MSME finance, vehicle loans, housing loans, dairy finance, SHG-linked credit, and deposit schemes suited for coastal and rural households.
Co-operative banking institutions supporting the agrarian and rural economy in these regions include:
Kozhikode District Co-operative Bank – Serving Koyilandy, Perambra, Kuttiady & Balussery region (0495-2721864)
Kerala State Co-operative Bank – Regional operations supporting district co-operative branches across Kozhikode (0471-2331947)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut growers, paddy farmers, fishermen groups, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, dairy development finance, fisheries loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kozhikode region (Gold Hallmarking & Purity Testing Services) – 0495-2723250
Jewellery showrooms and bullion dealers in Koyilandy, Vadakara, Perambra, and Kozhikode city commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Koyilandy, Vadakara, Kozhikode, Perambra, Balussery, Atholy, Ulliyeri, Melady, Payyoli, Thamarassery, and Kuttiady, and to contact the respective institutions directly based on their financial requirements.
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