പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
നീലേശ്വരം | ചെറുവത്തൂർ | വെള്ളരിക്കുണ്ട് | പിലിക്കോട് | ത്രികരിപ്പൂർ | കയ്യൂർ | കരിവെള്ളൂർ | മടിക്കൈ | പദ്നെ | പരപ്പ | ബേല | കിനാനൂർ | പള്ളിക്കര | ചിറ്റാരിക്കാൽ | ഉപ്പള
Panaya Swarnam Edukkan / Vilkan
Nileshwaram | Cheruvathur | Vellarikundu | Pilicode | Trikaripur | Kayyur | Karivellur | Madikkai | Padne | Parappa | Bela | Kinanoor | Pallikkara | Chittarikkal | Uppala
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, small traders, plantation workers, dairy farmers, transport operators, and rural households across Nileshwaram, Cheruvathur, Vellarikundu, Pilicodu, Trikaripur, Kayyur, Karivellur, Madikkai, Padne, Parappa, Bela, Kinanoor, Pallikkara, Chittarikkal, and Uppala are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this northern Kerala coastal and midland belt include Muthoot Finance (Nileshwaram – 0467-2284670), Manappuram Finance (Cheruvathur – 0467-2261342), Muthoot FinCorp (Kanhangad region – 0467-2206903), and IIFL Finance (Kasaragod region – 04994-230715).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Pilicode, Madikkai, Padne, Kayyur, Kinanoor, Bela, Parappa, and Chittarikkal, supporting coconut farmers, cashew workers, fishermen, rubber growers, dairy farmers, small retail merchants, auto-rickshaw drivers, and Gulf-return households who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural credit (coconut, arecanut, paddy, and rubber), fisheries loans, MSME finance, vehicle loans, dairy loans, SHG-linked lending, housing loans, and deposit schemes suited for rural and semi-urban households.
Co-operative banking institutions supporting the agrarian and rural economy in these regions include:
Kasaragod District Co-operative Bank – Serving Nileshwaram, Cheruvathur, Parappa & Vellarikundu region (04994-230408)
Kerala State Co-operative Bank – Regional operations supporting district co-operative branches across Kasaragod (0471-2331947)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut growers, small plantation farmers, dairy societies, fishermen groups, rural SHGs, and small agricultural enterprises for crop loans, jewel loans, Kisan Credit Card (KCC) facilities, dairy development finance, fisheries loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kasaragod / Kannur region (Gold Hallmarking & Purity Testing Services) – 04994-230792
Jewellery showrooms and bullion dealers in Nileshwaram, Kanhangad, and Kasaragod town commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Nileshwaram, Cheruvathur, Vellarikundu, Pilicode, Trikaripur, Kayyur, Karivellur, Madikkai, Padne, Parappa, Bela, Kinanoor, Pallikkara, Chittarikkal, and Uppala, and to contact the respective institutions directly based on their financial requirements.
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