പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
കാഞ്ഞങ്ങാട് | ബേക്കൽ | നീലേശ്വരം | ചെറുവത്തൂർ | പയ്യന്നൂർ | മഞ്ചേശ്വരം | ഉദുമ | പാണത്തൂർ | പരപ്പ | വെള്ളരിക്കുണ്ട്
Panaya Swarnam Edukkan / Vilkan
Kanhangad | Bekal | Nileshwar | Cheruvathur | Payyanur | Manjeshwaram | Uduma | Panathur | Parappa | Vellarikundu
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, plantation workers, small traders, Gulf-return families, transport operators, dairy farmers, and rural households across Kanhangad, Bekal, Nileshwar, Cheruvathur, Payyanur, Manjeshwaram, Uduma, Panathur, Parappa, and Vellarikundu are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this northern Kerala coastal and mid-highland belt include Muthoot Finance (Kanhangad – 0467-2200581), Manappuram Finance (Payyanur – 04985-206412), Muthoot FinCorp (Nileshwar – 0467-2282055), and IIFL Finance (Kasaragod region – 04994-230715).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Bekal, Cheruvathur, Uduma, Manjeshwaram, Panathur, Parappa, and Vellarikundu, supporting fishermen, rubber growers, coconut farmers, cashew workers, dairy farmers, small retail merchants, auto-rickshaw drivers, and Gulf-dependent households who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and **Axis Bank, offering gold loans, agricultural credit (coconut, rubber, arecanut, and paddy), MSME finance, fisheries loans, vehicle loans, dairy loans, SHG-linked credit, housing loans, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the agrarian and plantation economy in these regions include:
Kasaragod District Co-operative Bank – Serving Kanhangad, Nileshwar, Parappa & Vellarikundu region (04994-230408)
Kerala State Co-operative Bank – Regional operations supporting Kasaragod district co-operative branches (0471-2331947)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by coconut growers, rubber farmers, small plantation workers, dairy societies, rural SHGs, and small agricultural enterprises for crop loans, jewel loans, Kisan Credit Card (KCC) facilities, dairy finance, fisheries loans, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kasaragod / Kannur region (Gold Hallmarking & Purity Testing Services) – 04994-230792
Jewellery showrooms and bullion dealers in Kanhangad, Nileshwar, Payyanur, and Kasaragod town commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Kanhangad, Bekal, Nileshwar, Cheruvathur, Payyanur, Manjeshwaram, Uduma, Panathur, Parappa, and Vellarikundu, and to contact the respective institutions directly based on their financial requirements.
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