പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
തിരുവല്ല | കവിയൂർ | കുമ്പനാട് | കോഴഞ്ചേരി | മല്ലപ്പള്ളി | നെടുമ്പുറം | ഇരവിപേരൂർ | ചങ്ങനാശ്ശേരി | കടപ്ര | മാരാമൺ | പുല്ലാട് | തോട്ടഭാഗം | മുത്തൂർ | കീഴ്വായ്പൂർ | കുറവൻകുഴി
Panaya Swarnam Edukkan / Vilkan
Thiruvalla | Kaviyoor | Kumbanad | Kozhencherry | Mallappally | Nedumpuram | Eraviperoor | Changanassery | Kadapra | Maramon | Pullad | Thottabhagam | Muthoor | Keezhvaipur | Kuravankuzhy
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving farmers, small traders, NRI-linked households, plantation workers, transport operators, and semi-urban households across Thiruvalla, Kaviyoor, Kumbanad, Kozhencherry, Mallappally, Nedumpuram, Eraviperoor, Changanassery, Kadapra, Maramon, Pullad, Thottabhagam, Muthoor, Keezhvaipur, and Kuravankuzhy are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Central Travancore rubber belt include Muthoot Finance (Thiruvalla – 0469-2704580), Manappuram Finance (Changanassery – 0481-2427215), Muthoot FinCorp (Thiruvalla – 0469-2705510), and IIFL Finance (Thiruvalla – 0469-2703128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Kozhencherry, Mallappally, Kumbanad, Pullad, Kadapra, Eraviperoor, and surrounding areas, supporting rubber farmers, small retail merchants, NRI-dependent households, auto-rickshaw drivers, construction workers, and small traders who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural credit (rubber, coconut, banana, and vegetable cultivation), MSME loans, housing loans, NRI banking services, vehicle loans, SHG-linked lending, and deposit schemes suited for semi-urban and rural households.
Co-operative banking institutions supporting the agrarian economy in these regions include:
Pathanamthitta District Co-operative Bank – Serving Thiruvalla, Kozhencherry, Mallappally & surrounding region (0468-2222510)
Kottayam District Co-operative Bank – Serving Changanassery & nearby areas (0481-2562930)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by rubber farmers, dairy societies, rural SHGs, and small agricultural enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, dairy finance, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Pathanamthitta / Kottayam region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Thiruvalla, Changanassery, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and rural finance options across Thiruvalla, Kaviyoor, Kumbanad, Kozhencherry, Mallappally, Nedumpuram, Eraviperoor, Changanassery, Kadapra, Maramon, Pullad, Thottabhagam, Muthoor, Keezhvaipur, and Kuravankuzhy, and to contact the respective institutions directly based on their financial requirements.
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