പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
പയ്യന്നൂർ | തലശ്ശേരി | കതിരൂർ | തളിപ്പറമ്പ് | മൊറാഴ | അഴീക്കോട് | എരമം | നീലേശ്വരം | കാഞ്ഞങ്ങാട് | ബേക്കൽ | വലിയപറമ്പ്
Panaya Swarnam Edukkan / Vilkan
Payyannur | Thalassery | Kadirur | Taliparamba | Morazha | Azhikode | Eramam | Nileshwaram | Kanhangad | Bekal | Valiyaparamba
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving fishermen, farmers, small traders, transport operators, and semi-urban households across Payyannur, Thalassery, Kadirur, Taliparamba, Morazha, Azhikode, Eramam, Nileshwaram, Kanhangad, Bekal, and Valiyaparamba are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this North Kerala coastal and midland belt include Muthoot Finance (Payyannur – 04985-204580), Manappuram Finance (Taliparamba – 0460-2207215), Muthoot FinCorp (Kanhangad – 0467-2205510), and IIFL Finance (Kanhangad – 0467-2213128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Kadirur, Morazha, Azhikode, Eramam, Nileshwaram, Bekal, Valiyaparamba, and surrounding areas, supporting fishermen, coconut farmers, small retail merchants, transport operators, auto-rickshaw drivers, and daily wage labourers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, fisheries finance, MSME loans, agricultural credit (coconut and small-scale farming), housing loans, vehicle loans, SHG-linked lending, and deposit schemes suited for coastal and semi-urban households.
Co-operative banking institutions supporting the regional agrarian and coastal economy include:
Kannur District Co-operative Bank – Serving Payyannur, Taliparamba & Thalassery region (0497-2700325)
Kasaragod District Co-operative Bank – Serving Nileshwaram, Kanhangad, Bekal & coastal region (04994-230240)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by fishermen groups, coconut farmers, dairy societies, rural SHGs, and small enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, fisheries finance, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Kannur / Kasaragod region (Gold Hallmarking & Purity Testing Services) – 0497-2703250
Jewellery showrooms and bullion dealers in Payyannur, Taliparamba, Kanhangad, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and coastal and midland finance options across Payyannur, Thalassery, Kadirur, Taliparamba, Morazha, Azhikode, Eramam, Nileshwaram, Kanhangad, Bekal, and Valiyaparamba, and to contact the respective institutions directly based on their financial requirements.
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