പണയ സ്വർണം എടുക്കാൻ / വിൽക്കാൻ
സുൽത്താൻ ബത്തേരി | കൽപ്പറ്റ | മാനന്തവാടി | മീനങ്ങാടി | അമ്പലവയൽ | പനമരം | പുൽപ്പള്ളി | ഗൂഡല്ലൂർ | മുത്തങ്ങ | നിലമ്പൂർ | ഗുണ്ട്ലുപേട്ട്
Panaya Swarnam Edukkan / Vilkan
Sultan Bathery | Kalpetta | Mananthavady | Meenangadi | Ambalavayal | Panamaram | Pulpally | Gudalur | Muthanga | Nilambur | Gundlupet
Some of the contact details of established banks, NBFC gold-loan companies, co-operative banks, and locally operating finance firms serving plantation workers, farmers, cross-border traders, tourism operators, and rural households across Sultan Bathery, Kalpetta, Mananthavady, Meenangadi, Ambalavayal, Panamaram, Pulpally, Gudalur, Muthanga, Nilambur, and Gundlupet are shared below for general reference.
Gold-loan and NBFC financial service providers commonly operating across this Wayanad–Tamil Nadu–Karnataka inter-state plantation and forest corridor include Muthoot Finance (Sultan Bathery – 04936-220580), Manappuram Finance (Kalpetta – 04936-203215), Muthoot FinCorp (Mananthavady – 04935-240510), and IIFL Finance (Nilambur – 04931-223128).
In addition, several locally operated pawn brokers, rural micro-finance centres, and small finance firms function across Meenangadi, Ambalavayal, Panamaram, Pulpally, Muthanga, Gudalur, and surrounding plantation and forest-border areas, supporting coffee growers, pepper farmers, plantation workers, small traders, transport operators, and daily wage labourers who often depend on short-term gold-backed credit or seasonal working capital.
Major public and private sector banks with branch presence across these towns include State Bank of India, Indian Bank, Canara Bank, Union Bank of India, Bank of Baroda, Indian Overseas Bank, HDFC Bank, and Axis Bank, offering gold loans, agricultural credit (coffee, pepper, cardamom, banana, and mixed farming), MSME finance, tourism and transport loans, housing loans, and deposit schemes suited for plantation and border-region households.
Co-operative banking institutions supporting the regional agrarian and plantation economy include:
Wayanad District Co-operative Bank – Serving Sultan Bathery, Kalpetta, Mananthavady, Panamaram & surrounding region (04936-202134)
Malappuram District Co-operative Bank – Serving Nilambur region (0483-2734920)
These district-level co-operative banks and affiliated Primary Agricultural Co-operative Credit Societies (PACCS) are widely relied upon by plantation workers, farmers, dairy societies, rural SHGs, and small enterprises for jewel loans, crop loans, Kisan Credit Card (KCC) facilities, and seasonal working capital.
For gold purity verification and hallmarking services, users may access recognised testing facilities such as:
Bureau of Indian Standards-recognised Hallmarking Centres – Wayanad / Malappuram region (Gold Hallmarking & Purity Testing Services) – 0471-2332751
Jewellery showrooms and bullion dealers in Sultan Bathery, Kalpetta, Mananthavady, Nilambur, and nearby towns commonly provide XRF-based gold purity testing facilities for valuation and verification before pledge, resale, or re-pledging of jewellery.
This information is intended to help users understand the available banking, NBFC, co-operative, and inter-state plantation and border-region finance options across Sultan Bathery, Kalpetta, Mananthavady, Meenangadi, Ambalavayal, Panamaram, Pulpally, Gudalur, Muthanga, Nilambur, and Gundlupet, and to contact the respective institutions directly based on their financial requirements.
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